San Francisco & San Ramon Mortgages
100% Financing & Subprime Loans

San Francisco & San Ramon MortgagesGeorge Johnson, GRI
Broker/Associate
Senior Loan Consultant
Your Personal Mortgage Lender
License by the Department of Real Estate  DRE # 01152743

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"Creating Clients for Life"

I started In lending back in 1991 in southern California, moved north to be close to my kids where I went to work for Norwest Mortgage which later became Wells Fargo.  I left Wells Fargo for Ameristar Financial, and last year I started my own company GB Johnson Financial Services. I became a Real Estate Broker in 1999 and I obtain my GRI Designation in 2003. I received my e-Pro and PMN designation in 2004.  I believe that everyone deserves a second chance and that is why I focus on all types of loan programs,  A ,  Alt –A  , and Sub Prime loans. I am a small company that has the ability to perform as a large company. I am approved with over 100 investors with state of the art technology allowing me to submit and receive approvals online within minutes of submission.  I am also approved with Fannie Mae and Freddie Mac for electronic submission of loan files.

I have the experience and product knowledge to give you and your client's top- notch mortgage loan service. I believe that trust and confidence are the most important elements in any business relationship. They are certainly the most critical factors in repeat business. To me, there is no greater satisfaction than having a client come back again and again.

Experience is my strongest asset. There is no substitute for it. So when the situation is more complex, you have to be prepared for hard work and diligent attention to your client's needs. I have seen and handled many difficult loans through to funding.

Every transaction is different. Every buyer/borrower has different needs and limitations. With a full menu of loan products, I can mix and match loans and features to tailor the loan program to specific requirements of each purchase and borrower. The result is almost always a stress free home buying experience.

Through preparation and a lot of hard work are the closest things I can find to a successful formula. They have certainly served me well. I have specialized in home loans for the past thirteen years, and I provide practical, useful and easy to understand solutions to any of my clients' complex mix of financial questions and concerns. I know the complexities of this Real Estate market and appreciate the need to make home ownership a positive and pleasant experience.

I currently hold a Real Estate Brokers License and a Notary License. A Graduate REALTORS® Institute.
2002 President of East Bay Chapter of the Women's Council of Realtors®
2003 Vice President of Membership East Bay Chapter Women’s Council of Realtors®
1997 Affiliate of The Year Consolidated Realty Board
1997 Affiliate of The Year Women’s Council of Realtors® Southwest Chapter
1999 & 2000 Contra Costa Realtors® in Motion Sergeant at Arms

I believe that our relationship should be a pleasant and rewarding experience. My goal is to be your Personal Mortgage Lender.

My Affiliations

National Association of Realtors
California Association of Realtors
Member Oakland Association of Realtors
National Association of Real Estate Brokers
California Association of Real Estate Brokers
Member of Associate Real Property Brokers
Member of CCRIM  (Contra Costa Realtors In Motion)
National Association of Women’s Council of Realtors
California Association of Women’s Council of Realtors
Member of East Bay Chapter of Women’s Council of Realtors
National Association of Professional Mortgage Women

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